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Les solutions Oney sont conçues pour vous faciliter la vie, …

Chez Oney, nous avons une vision différente, unique des services financiers et des solutions de paiement : plus moderne, plus responsable et plus humaine.

De l’achat plaisir au financement de projets plus conséquents,  nous vous proposons une gamme de solutions pour répondre à tous les besoins de vos clients sur le web ou en magasin : du Paylater au financement jusque 60 mois, en passant par le paiement fractionné jusqu’à 12x par carte bancaire…

… Et s’adaptent à tous vos formats de distribution.

Click & Collect
Paiement à distance
Produits neufs & reconditionnés

Boost your sales !

Use the market’s leading solution and allow customers to split payments into 3 or 4 instalments by bank card


average increase in revenue


increase in average basket spend


protection against fraud and non-payment


of customers recommend our payment solutions

The benefits of the 3x 4x

Sign-up is quick, easy

100% digital : no supporting documents are required, and an instant answer is provided


Solution can be tailored to every need: online or in-store / minimum and maximum amount / free or for a fee


Acceptance rate of up to


With an Oney account, just one click is all that is needed to activate the solution again

Ready to use

Plug and play solution can be set up quickly with our API or via your PSP CMS

Capped customer fees

Customer fees capped at €15 for 3 instalments and €30 for 4 instalments

Figures about Oney

4400 brands
16000 points of sale
12 countries

3x 4x merchant partners

Quick and easy technical integration

Our solutions are integrated in most e-commerce platform:

including Payment Services Providers (PSPs), Content Management Systems (CMS), and Global Distribution Systems (GDS),  in Europe, keeping things simple for you.

Integration of payment solutions is facilitated, and transactions are recorded in your usual processes, with instant accounting reconciliations.

Give your customers the power of instalment payments.