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Learn more about oursolutions

Oney’s solutions are designed to make your life easier.

At Oney, we have a different, unique vision of financial services and payment solutions: more modern, more responsible and more human.

From pleasure purchases to financing larger projects, we offer you a range of solutions to meet all your customers’ needs on the web or in-store: from Paylater to financing for up to 60 months, including payment in instalments of up to 12 times by bank card…

And adaptable to all your distribution formats.

Click& Collect
New& reconditioned products
3x 4x Oney Banner

Boost your sales !

Use the market’s leading solution and allow customers to split payments into 3 or 4 instalments by bank card


average increase in revenue


increase in average basket spend


protection against fraud and non-payment


of customers recommend our payment solutions

The benefits of the 3x 4x

Sign-up is quick, easy

100% digital : no supporting documents are required, and an instant answer is provided


Solution can be tailored to every need: online or in-store / minimum and maximum amount / free or for a fee


Acceptance rate of up to


With an Oney account, just one click is all that is needed to activate the solution again

Ready to use

Plug and play solution can be set up quickly with our API or via your PSP CMS

Capped customer fees

Customer fees capped at €15 for 3 instalments and €30 for 4 instalments

Figures about Oney


merchants partners


years of experience



Quick and easy technical integration

Our solutions are integrated in most e-commerce platform:

including Payment Services Providers (PSPs), Content Management Systems (CMS), and Global Distribution Systems (GDS),  in Europe, keeping things simple for you.

Integration of payment solutions is facilitated, and transactions are recorded in your usual processes, with instant accounting reconciliations.

Give your customers the power of instalment payments.