3x 4x Oney Banner

3x 4x Oney, a fastand essential paymentsolution for yourbusiness

Boost your sales !

Use the market’s leading solution and allow customers to split payments into 3 or 4 instalments by bank card


average increase in revenue


increase in average basket spend


protection against fraud and non-payment


of customers recommend our payment solutions

The benefits of the 3x 4x

Sign-up is quick, easy

100% digital : no supporting documents are required, and an instant answer is provided


Solution can be tailored to every need: online or in-store / minimum and maximum amount / free or for a fee


Acceptance rate of up to


With an Oney account, just one click is all that is needed to activate the solution again

Ready to use

Plug and play solution can be set up quickly with our API or via your PSP CMS

Capped customer fees

Customer fees capped at €15 for 3 instalments and €30 for 4 instalments

Figures about Oney


merchants partners


years of experience



Our key partners

Our key partners

Logo Ikea
Logo Boulanger
Logo Backmarket
Logo Auchan
Logo Decathlon
Logo Airfrance
Logo Dyson
Logo Veepee
Logo Showroomprivé

Quick and easy technical integration

Our solutions are integrated in most e-commerce platform:

including Payment Services Providers (PSPs), Content Management Systems (CMS), and Global Distribution Systems (GDS),  in Europe, keeping things simple for you.

Integration of payment solutions is facilitated, and transactions are recorded in your usual processes, with instant accounting reconciliations.

Give your customers the power of instalment payments.