3x 4x Oney An omnichannel split payment solution
3x 4x Oney is an omnichannel split payment solution for your customers. A credit car is enough, the solution is secured and easy to integrate. A seamless customer experience with an immediate answer ! It’s a tool to increase in your average basket and your turnover.
FLEXIBLE : Split-payment in 3 or 4 times, with or without fees, with contribution and set up the minimum/maximum thresholds.
OMNICHANNEL : Web and in-store solution
FAST : Funding of the partners under 48 hours.
EASY : Our solution is ready to be used, thanks to our API or your CSP it’s fast to integrate it.
SECURITY : Oney manages unpaid invoices and fraud, we are PCI DSS compliant
DIGITAL : No need for paper - 100% digital, you can manage everything online
Interested in our split payment solution, contact us!Contact us
The 3x 4x Oney payment solution in a few figures
Web subscription steps
After choosing your payment method, your customer enters the fields in the online form
The customer enters their credit card number and validates their financing request
Our response is instantaneous and the order is released immediately
The client receives a confirmation by e-mail and is debited every month. You are financed within 48 hours.
In-store subscription steps
The seller completes the electronic subscription form with the customer
The customer signs the contract electronically by SMS code
The customer pays the contribution at the checkout
The customer receives a summary by e-mail. It is debited every month. You are financed within 48 hours.